一站式外籍人士金融服務 One-Stop Financial Services for Foreign Professionals
預約開戶服務 Book Your Banking Setup 應備文件 Required documents

一站式外籍人士金融服務

One-Stop Financial Services for Foreign Professionals

Welcome

As a selected pilot bank of the National Development Council’s “Talent Taiwan One-Stop Foreign Financial Service Program,” Taishin Bank provides Foreign Professionals and Employment Gold Card holders with seamless financial services, including account opening and daily payment solutions. With dedicated assistance and bilingual support, we help you start your new journey in Taiwan with ease.

台新銀行獲選為國家發展委員會Talent Taiwan「一站式外籍人士金融服務」首波示範銀行,為國際專業人才與就業金卡持有人提供一站式金融服務,透過專人協助與雙語服務,協助您輕鬆展開臺灣生活的新篇章。

  • TWD Deposits / Foreign Currency Deposits
    臺/外幣存款
  • Credit Cards
    信用卡
  • Internet & Mobile Banking
    網路銀行/行動銀行
  • 24/7 Customer Support Hotline
    24H電話/文字客服
  • In excess of 4,000 ATMs with 7-language support.
    逾4,000台ATM 提供7國語言服務

Account

To protect your rights and account security, please do not allow others to use your bank account or debit card, and do not transfer or sell them. These actions may be against the law and could affect your legal rights. Thank you for your attention.

為保障您的權益與帳戶安全,請勿將本行帳戶或金融卡交由他人使用,亦不得轉讓或販售。相關行為可能違反法令並影響您的權益,請特別留意。

綜合存款帳戶 Deposit Account

TWD Deposit Account新臺幣存款帳戶
International debit cards can be used to withdraw local currency overseas.
可申請國際金融卡並於海外提領當地貨幣
It can handle the deduction of utility bills, credit card payments, and other agreed fees.
可辦理公用事業費、信用卡帳款及其他約定之費用扣繳
Conduct various transactions through Taishin Mobile banking, Taishin Internet Banking, and ATMs.可透過行動銀行、網路銀行及自動櫃員機進行各項交易
Foreign Currency Deposit Account外幣存款帳戶
Provides demand deposit services in 14 currencies: USD, JPY, EUR, CNY, GBP, CAD, CHF, AUD, NZD, HKD, SGD, SEK, THB, and ZAR.
提供14種幣別
(美金、日幣、歐元、人民幣、英鎊、加幣、瑞士法郎、澳幣、紐幣、港幣、新加坡幣、瑞典幣、泰銖、南非幣)
之活期存款
  • ※注意事項:

  • 交易/服務 外籍客戶開戶須知 注意事項
    Debit cards
    簽帳金融卡
    The credit card spending limit shall not exceed the available funds in the debit account and shall be within the following daily limits.
    刷卡額度不超過扣款帳戶內可用存款,且於以下每日額度內
    ●15 years and older: NT$150,000 per day
    ●15歲以上:每日新臺幣15萬元
    ●Under 15 years old: NT$5,000 per day
    ●未滿15歲:每日新臺幣5仟元
    Adjustment Method:you can call the customer service hotline to process it through voice password verification
    調整每日累計刷卡額度,請撥打客服專線,透過語音密碼驗證辦理
    Transfer Limit for NTD Accounts
    新臺幣轉帳
    ●Non-designated transfer limit:NT 50,000 per Transaction / NT 100,000 per day / NT 200,000 per month
    ●非約定轉帳限額:單筆新臺幣5萬元限額/每日累積新臺幣10萬元/每月累積新臺幣20萬元
    ●Designated transfer limit: NT$2 million per transaction / NT$3 million per day
    ●約定轉帳限額:單筆最高交易限額為新臺幣200萬元(含)/單日累計轉帳交易金額以新臺幣300萬元(含)為限
    The actual limit shall be subject to the amount approved by the branch upon on-site application and review
    實際限額依臨櫃申請並經分行審核核准額度為準
    Application for NTD Online Designated Account Service
    申請新臺幣線上約定帳號服務
    ●Before making an online appointment for the first time, you must first apply for an online appointment account service in person at a branch or via video customer service.
    ●首次設定:臨櫃或透過視訊客服申請線上約定帳號服務
    ●Afterwards, you can use a chip card to set up accounts for third parties at the same or other banks.
    ●後續則可透過晶片卡約定第三人帳戶
     
    Foreign Currency Transfer / Remittance
    外幣轉帳/匯款
    ●Foreign currency scheduled transfer: Limited to designated third parties of this bank, with a single transaction limit of USD 60,000 (inclusive) and a daily cumulative limit of USD 90,000 (inclusive)
    ●外幣約定轉帳:限約定本行第三人,限額為單筆等值6萬美元(含),單日累積等值9萬美元(含)。
    ●Foreign currency designated remittance: Regardless of domestic or foreign, a single transaction up to the equivalent of USD 90,000 (inclusive), with a daily cumulative limit of USD 90,000 (inclusive).
    ●外幣約定匯款:不分境內外,單筆等值9萬美元(含),單日累積等值9萬美元(含)。
    The actual limit shall be subject to the amount approved by the branch upon on-site application and review
    實際限額依臨櫃申請並經分行審核核准額度為準
    Foreign Inward Remittance
    國外匯入款
    The bank will proactively contact you via phone or email, and the funds will only be credited after the declaration is completed.
    透過電話或 Email聯繫,完成申報後才會解款入帳
    For regular or recurring foreign fund transfers, relevant documents can be submitted in advance at the counter to complete the arrangement
    固定或常態性的國外資金匯入需求,可以提前臨櫃提交相關證明並完成約定。

信用卡 Credit Card

Taishin Richart Card / 台新Richart卡
  • 權益 Featured Benefits
  • 7 Reward Schemes: Flexible switching between 7 plans for up to 3.8% rewards at 10,000+ merchants.
    7大刷權益自由選,涵蓋上萬家通路最高3.8%回饋
  • 1.3% Insurance Rewards: Earn a flat 1.3% rebate on insurance premiums—simple and unlimited.
    免門檻 刷保費享最高1.3%回饋
  • 年費 Annual Fee
  • Mastercard Titanium Business: NT$4,500
    (Primary/ Supplementary)

    鈦金商務卡:正卡/附卡每卡NT$4,500
  • JCB Precious Card: NT$3,000
    (Primary)
    / NT$1,500
    (Supp.)

    晶緻卡:正卡 NT$3,000 / 附卡 NT$1,500
  • 年費減免 Annual Fee Waiver Policy
  • First Year: annual fee waived
    首年免年費
  • Subsequent Years: Enjoy an annual fee waiver upon successful enrollment in Taishin e-Statements or mobile SMS statements.
    次年起使用台新銀行電子/行動簡訊帳單且生效,享免年費優惠
台新財富無限卡 Taishin Wealth Infinite Card
  • Featured Benefits 權益
  • Up to 1.8% Unlimited Cashback.
    消費回饋最高1.8%回饋無上限
  • Up to 6 Complimentary Airport Pick-up or Drop-off Service Per Year.
    機場接或送一年最高6次
  • Up to 8 Complimentary Airport Lounge Visits Per Year.
    國際機場貴賓室一年最高8次
  • Birthday Privilege:Enjoy 50% cash back at selected premium restaurants.
    生日禮頂級餐廳50%回饋
  • Annual Fee 年費
  • Primary Card:NT$10,000/Supplementary Card: Fee Waived
    正卡:NT$10,000/附卡:免年費
  • Application Requirements 申辦條件
  • Applicants are required to hold a Taishin Bank deposit account and have an annual income of at least NT$1.4 million.
    須持有台新銀行活儲帳戶,且年收入達新臺幣140萬
    (含)
    元以上
  • Taishin Bank reserves the right to review and approve all applications in accordance with its credit policies and applicable regulations.
    台新銀行保留核准發卡與否、調整額度及信用卡服務內容之權利
  • Annual Fee Waiver Policy 年費減免
  • First Year:Enjoy a first-year annual fee waiver for the initial application if you are a Taishin Bank “Premier” member or above.
    首年:如您為台新銀行財富管理-尊爵會員或以上等級會員,享首次申辦首年免年費
  • Subsequent Years: For every NT$100,000 in cumulative spending reached by the primary and supplementary cards within the card membership year, NT$2,000 of the annual fee can be waived.The maximum waiver amount is capped at NT$10,000
    (total annual fee amount)
    .
    續期年費:正附卡,每累積消費達NT$10萬
    (含)
    以上,可折抵年費NT$2,000,依此類推, 最高折抵上限NT$10,000

Mobile Payment 行動支付

Apple PayApple Pay In App Provisioning:Add Richart Credit Card via Richart Life App

Investment

Taishin Bank offers a comprehensive and diverse range of investment and wealth management products, including mutual funds, ETF, overseas bonds, foreign securities, structured products, gold account and varieties of insurance. Through a simple and convenient subscription process, we help you achieve your financial goals at every stage of life. For further information and details, please visit or contact any Taishin branches.

台新銀行提供完整且多元的投資理財與財富管理產品,包含基金、ETF、海外債券、外國股票、結構型商品、黃金帳戶及各類保險。透過簡便的申購流程,協助您在不同人生階段達成各項理財目標。欲取得完整詳細資訊請洽分行辦理。

  • ※Notes:

  • 1.To access our comprehensive investment and wealth management solutions, clients are required to bring valid residence permit or R.O.C Employment Gold Card, along with second ID document and visit Taishin branch to open the trust account/gold account or sign the structured product agreement, and complete the investment risk profile assessment.
  • 2.The investment risk profile assessment and most of the investment services can be conveniently completed through Taishin Bank’s fully English Internet Banking platform, offering a seamless and user-friendly digital experience.
  • 3.Certain investment products such as foreign structured products, are available for subscription only to qualified professional investors.
  • 4.Due to cross-border tax compliance considerations, services available to U.S. clients are currently limited to the gold account and traditional insurance products. At this time, other investment products are not offered to U.S. persons.
  • ※注意事項:

  • 1.須攜帶有效居留證或中華民國就業金卡,以及第二張身分證明文件,至實體台新銀行分行開立信託帳戶/黃金帳戶/簽署境內結構型商品主契約書,並完成投資風險屬性評估,始可享受投資理財服務。
  • 2.投資風險屬性評估以及大部分投資理財服務,皆可透過台新網路銀行全英文介面完成。
  • 3.部分投資產品如境外結構型商品等,須具備專業投資人資格始可申購。
  • 4.因跨國稅務處理事務考量,美籍客戶於本行僅提供開立黃金帳戶及傳統險投保服務,無開放申購其餘投資產品。

Branches 實體據點

台新銀行實體據點地圖
Branches 分行 address 地址 Map

Business Department
營業部
Taipei / 臺北
No.44, Sec. 2, Zhongshan N. Rd., Zhongshan District, Taipei City 104, Taiwan (R.O.C.)
臺北市中山區中山北路二段44號 ※Taipei MRT Zhongshan Station, Underground Mall Exit R9
※臺北捷運中山站,中山地下街R9出口

Taichung Branch
台中分行
Taichung / 臺中
No.416, Sec. 2, Taiwan Blvd., West Dist., Taichung City 403, Taiwan (R.O.C.)
臺中市西區臺灣大道二段416號 ※Take the bus to the National Museum of Natural Science and get off, then walk for about 3 minutes.
※搭乘公車至科博館下車,步行約3分鐘
Linya Branch
苓雅分行
Kaohsiung / 高雄
No.260, Jhongshan 2nd Rd., Qianzhen District, Kaohsiung City 806, Taiwan (R.O.C.)
高雄市前鎮區中山二路260號 ※Take the Kaohsiung MRT Red Line to Sanduo Shopping District Station, then walk for about 3 minutes.
※搭乘高雄捷運紅線至三多商圈站,步行約1分鐘
  • Business hours: Monday to Friday, 09:00~15:30
    營業時間:週一至週五 09:00~15:30

Contact Us 與我們聯絡

  • Tel:(02)2655-3355 / 0800-023-123
    English Service Press 8
    24H電話客服:(02)2655-3355/0800-023-123
  • Please allow our Customer Services team 1 working days to review your message, and we will resolve your concerns as soon as we can. Leave a message
    線上留言版:若您對我們有任何建議,煩請留下您寶貴的意見,我們將於您留言次日起1個工作天內儘速為您處理線上留言板

Required documents 應備文件

申辦項目 本人 配偶、未成年子女
Account Opening
開戶
  • Original Alien Resident Certificate
    (ARC)
    with a remaining validity of more than 3 months, and a second identification document, such as a passport.
    居留證正本及第二證件
    (如護照)

  • Minors must present their legal guardian’s ID when opening an account and The seal of the minor account holder is required
    未成年人開戶需法定代理人證件及未成年人印章
  • A notarized document certifying the familial relationship, duly authenticated in the applicant’s country of origin.
    經所屬國家公證親屬證明文件
Credit Card
信用卡

Eligibility for Primary Card Application: Adults as defined under the relevant laws and regulations of the Republic of China (R.O.C.)
正卡申請資格:依中華民國相關法令規定之成年人

  • Photocopy of residence permit.
    居留證影本
  • Domestic Photocopy of financial capacity : salary slip
    (in the past three months)
    , payroll transfer/demand deposit passbook
    (containing the pages with your account number, account activities in the past three months)
    , Tax Withholding Certificate/income statement
    (in the past year)
    or time deposit certificate.
    國內財力證明文件影本:個人名下之薪資單
    (最近3個月)
    、薪資轉帳/活期存款存摺
    (有帳號戶名之頁面及近三個月內頁明細)
    、所得扣繳憑單/所得清單
    (近一年)
    或定期存款證明。
  • Foreign Photocopy of financial capacity : demand deposit passbook(containing the pages with your account number, account activities in the past three months) or time deposit certificate, which must meet the following requirements :
    1. Valid R.O.C. employment gold card.
    2. proof of employment in Taiwan
    (Offer letter or company-provided employment certificate)
    .
    3. Banking institution restrictions: Limited to overseas branches of domestic banks, or financial institutions that have subsidiaries or branches established in Taiwan by foreign banks.
    國外財力證明文件影本:活期存款存摺
    (有帳號戶名之頁面及近三個月內頁明細)
    或定期存款證明,須符合以下要求:
    (1) 持本國有效就業金卡。
    (2) 在台工作證明
    (錄取通知函或公司開立在職證明)

    (3) 銀行機構限制:限國內銀行的海外分行,或海外銀行在台設有子行或分行之金融機構。


The Supplementary Card Applicant must be at least 15 years of age and must be the spouse, parent, child, sibling, or parent-in-law of the Primary Cardholder.
附卡申請資格:年滿15歲且為正卡人之配偶、父母、子女、兄弟姊妹或配偶之父母

  • Photocopy of residence permit.
    居留證影本
  • Kinship documents required
    須提供親屬關係證明
Trust Account /
Gold Account Opening
開立信託帳戶/黃金帳戶
Your resident certificate or R.O.C Employment Gold Card, and a second ID document
(such as passport)

有效居留證或中華民國就業金卡及第二證件
(如護照)

Manage your finances prudently and value your credit.Tiered revolving interest rates for general purchases and cash advances range from 2.88% to 15%, subject to the Bank’s credit scoring evaluation. The benchmark date for the revolving interest rates is January 2, 2026. Cash advance fee: 3.5% of the cash advance amount plus NT$150.
謹慎理財 信用至上‧差別循環信用利率:一般消費及預借現金為2.88%~15%,依電腦評等而定 ‧循環利率之基準日為115/1/2 ‧預借現金手續費:預借現金金額x3.5%+NT150元

Book Your Banking Setup預約開戶 Required documents應備文件