One-Stop Financial Services for Foreign Professionals

Welcome

台新銀行獲選為國家發展委員會Talent Taiwan｢一站式外籍人士金融服務」首波示範銀行，為國際專業人才與就業金卡持有人提供一站式金融服務，透過專人協助與雙語服務，協助您輕鬆展開臺灣生活的新篇章。

As a selected pilot bank of the National Development Council’s “Talent Taiwan One-Stop Foreign Financial Service Program,” Taishin Bank provides Foreign Professionals and Employment Gold Card holders with seamless financial services, including account opening and daily payment solutions. With dedicated assistance and bilingual support, we help you start your new journey in Taiwan with ease.

臺/外幣存款
TWD Deposits / Foreign Currency Deposits
信用卡
Credit Cards
網路銀行/行動銀行
Internet & Mobile Banking
24H電話/文字客服
24/7 Customer Support Hotline
逾4,000台ATM 提供7國語言服務
In excess of 4,000 ATMs with 7-language support.

Account

為保障您的權益與帳戶安全，請勿將本行帳戶或金融卡交由他人使用，亦不得轉讓或販售。相關行為可能違反法令並影響您的權益，請特別留意。

To protect your rights and account security, please do not allow others to use your Bank account or debit card, and do not transfer or sell them. These actions may be against the law and could affect your legal rights. Thank you for your attention.

綜合存款帳戶 Deposit Account

新臺幣存款帳戶TWD Deposit Account
可申請國際金融卡並於海外提領當地貨幣 International debit cards can be used to withdraw local currency overseas.
可辦理公用事業費、信用卡帳款及其他約定之費用扣繳 It can handle the deduction of utility bills, credit card payments, and other agreed fees.
可透過行動銀行、網路銀行及自動櫃員機進行各項交易 Conduct various transactions through Taishin Mobile banking, Taishin Internet Banking, and ATMs.

外幣存款帳戶Foreign Currency Deposit Account
提供14種幣別（美金、日幣、歐元、人民幣、英鎊、加幣、瑞士法郎、澳幣、紐幣、港幣、新加坡幣、瑞典幣、泰銖、南非幣）之活期存款 Offers current account deposits in 14 currencies: USD, JPY, EUR, CNY, GBP, CAD, CHF, AUD, NZD, HKD, SGD, SEK, THB, and ZAR.

※注意事項：

交易/服務	外籍客戶開戶須知	注意事項
簽帳金融卡 Debit cards	刷卡額度不超過扣款帳戶內可用存款，且於以下每日額度內 The credit card spending limit shall not exceed the available funds in the debit account and shall be within the following daily limits. ●15歲以上：每日新臺幣15萬元 ●15 years and older: NT$150,000 per day ●未滿15歲：每日新臺幣5仟元 ●Under 15 years old: NT$5,000 per day	調整每日累計刷卡額度，請撥打客服專線，透過語音密碼驗證辦理 Adjustment Method：you can call the customer service hotline to process it through voice password verification
新臺幣轉帳 Transfer Limit for NTD Accounts	●非約定轉帳限額：單筆新臺幣5萬元限額/每日累積新臺幣10萬元/每月累積新臺幣20萬元 ●Non-designated transfer limit：NT 50,000 per Transaction / NT 100,000 per day / NT 200,000 per month ●約定轉帳限額：單筆最高交易限額為新臺幣200萬元(含)/單日累計轉帳交易金額以新臺幣300萬元(含)為限 ●Designated transfer limit： NT$2 million per transaction / NT$3 million per day	實際限額依臨櫃申請並經分行審核核准額度為準 The actual limit shall be subject to the amount approved by the branch upon on-site application and review
申請新臺幣線上約定帳號服務 Application for NTD Online Designated Account Service	●首次設定：臨櫃或透過視訊客服申請線上約定帳號服務 ●Before making an online appointment for the first time, you must first apply for an online appointment account service in person at a branch or via video customer service. ●後續則可透過晶片卡約定第三人帳戶 ●Afterwards, you can use a chip card to set up accounts for third parties at the same or other banks.
外幣轉帳/匯款 Foreign Currency Transfer / Remittance	●外幣約定轉帳：限約定本行第三人，限額為單筆等值6萬美元(含)，單日累積等值9萬美元(含)。 ●Foreign currency scheduled transfer: Limited to designated third parties of this bank, with a single transaction limit of USD 60,000 (inclusive) and a daily cumulative limit of USD 90,000 (inclusive) ●外幣約定匯款：不分境內外，單筆等值9萬美元(含)，單日累積等值9萬美元(含)。 ●Foreign currency designated remittance: Regardless of domestic or foreign, a single transaction up to the equivalent of USD 90,000 (inclusive), with a daily cumulative limit of USD 90,000 (inclusive).	實際限額依臨櫃申請並經分行審核核准額度為準 The actual limit shall be subject to the amount approved by the branch upon on-site application and review
國外匯入款 Foreign Inward Remittance	透過電話或 Email聯繫，完成申報後才會解款入帳 The bank will proactively contact you via phone or email, and the funds will only be credited after the declaration is completed.	固定或常態性的國外資金匯入需求，可以提前臨櫃提交相關證明並完成約定。 For regular or recurring foreign fund transfers, relevant documents can be submitted in advance at the counter to complete the arrangement

信用卡 Credit Card

台新Richart卡 / Taishin Richart Card

權益 Featured Benefits
7大刷權益自由選，涵蓋上萬家通路最高3.8%回饋
7 Reward Schemes: Flexible switching between 7 plans for up to 3.8% rewards at 10,000+ merchants.
免門檻刷保費享最高1.3%回饋
1.3% Insurance Rewards: Earn a flat 1.3% rebate on insurance premiums—simple and unlimited.
年費 Annual Fee
鈦金商務卡：正卡/附卡每卡NT$4,500
Mastercard Titanium Business: NT$4,500
(Primary/ Supplementary)
晶緻卡：正卡 NT$3,000 / 附卡 NT$1,500
JCB Precious Card: NT$3,000
(Primary)
/ NT$1,500
(Supp.)
年費減免 Annual Fee Waiver Policy
首年免年費
First Year: Fee Waived
次年起使用台新電子/行動簡訊帳單且生效，享免年費優惠
Subsequent Years: Enjoy an annual fee waiver by switching to Taishin e-Statements
(Email or SMS)

台新財富無限卡 Taishin Wealth Infinite Card

權益 Featured Benefits
消費回饋最高1.8%回饋無上限
Up to 1.8% Unlimited Cashback.
機場接或送一年最高6次
Up to 6 Complimentary Airport Pick-up or Drop-off Service Per Year.
國際機場貴賓室一年最高8次
Up to 8 Complimentary Airport Lounge Visits Per Year.
生日禮頂級餐廳50%回饋
Birthday Privilege：Enjoy 50% cash back at selected premium restaurants.
年費 Annual Fee
正卡：NT$10,000/附卡：免年費
Primary Card：NT$10,000/Supplementary Card: Fee Waived
申辦條件 Application Requirements
須持有台新銀行活儲帳戶，且年收入達新臺幣140萬
(含)
元以上
Applicants are required to hold a Taishin Bank deposit account and have an annual income of at least NT$1.4 million.
台新銀行保留核准發卡與否、調整額度及信用卡服務內容之權利
Taishin Bank reserves the right to review and approve all applications in accordance with its credit policies and applicable regulations.
年費減免 Annual Fee Waiver Policy
首年：如您為台新銀行財富管理-尊爵會員或以上等級會員，享首次申辦首年免年費
First Year：Enjoy a first-year annual fee waiver for the initial application if you are a Taishin Bank “Premier” member or above.
續期年費：正附卡，每累積消費達NT$10萬
(含)
以上，可折抵年費NT$2,000，依此類推，最高折抵上限NT$10,000
Subsequent Years: For every NT$100,000 in cumulative spending reached by the primary and supplementary cards within the card membership year, NT$2,000 of the annual fee can be waived.The maximum waiver amount is capped at NT$10,000
(total annual fee amount)
.

行動支付 Mobile Payment

Apple PayApple Pay In App Provisioning：Add Richart Credit Card via Richart Life App

1開啟Richart Life APP
Open“Richart Life App”and log in to your account.

2點選設定Apple Pay
Tap“Set Up Apple Pay and navigate to the Apple Pay setup section.”

3點選Richart卡的加到Apple錢包
Tap“Add to Apple Wallet”next to your Richart card.

4確認要綁定
Review and confirm the card details for provisioning.

5同意服務協議
Accept Apple Pay and issuer’s tTerms and condition to proceed.

6完成綁定啟用並設定為預設卡
Complete Binding and set as default card.

7開啟錢包APP即顯示Richart卡為預設卡
Open Apple Wallet and your Richart card is now successfully set as the default card.

Investment

台新銀行提供完整且多元的投資理財與財富管理產品，包含基金、ETF、海外債券、外國股票、結構型商品、黃金帳戶及各類保險。透過簡便的申購流程，協助您在不同人生階段達成各項理財目標。欲取得完整詳細資訊請洽分行辦理。

Taishin Bank offers a comprehensive and diverse range of investment and wealth management products, including mutual funds, ETF, overseas bonds, foreign securities, structured products, gold account and varieties of insurance. Through a simple and convenient subscription process, we help you achieve your financial goals at every stage of life. For further information and details, please visit or contact any Taishin branches.

※注意事項：
1.須攜帶有效居留證或中華民國就業金卡，以及第二張身分證明文件，至實體台新銀行分行開立信託帳戶/黃金帳戶/簽署境內結構型商品主契約書，並完成投資風險屬性評估，始可享受投資理財服務。
2.投資風險屬性評估以及大部分投資理財服務，皆可透過台新網路銀行全英文介面完成。
3.部分投資產品如境外結構型商品等，須具備專業投資人資格始可申購。
4.因跨國稅務處理事務考量，美籍客戶於本行僅提供開立黃金帳戶及傳統險投保服務，無開放申購其餘投資產品。

※Notes：
1.To access our comprehensive investment and wealth management solutions, clients are required to bring valid residence permit or R.O.C Employment Gold Card, along with second ID document and visit Taishin branch to open the trust account/gold account or sign the structured product agreement, and complete the investment risk profile assessment.
2.The investment risk profile assessment and most of the investment services can be conveniently completed through Taishin Bank’s fully English Internet Banking platform, offering a seamless and user-friendly digital experience.
3.Certain investment products such as foreign structured products, are available for subscription only to qualified professional investors.
4.Due to cross-border tax compliance considerations, services available to U.S. clients are currently limited to the gold account and traditional insurance products. At this time, other investment products are not offered to U.S. persons.

實體據點 Branches

分行 Branches	地址 address	Map
營業部 Business Department	臺北臺北市中山區中山北路二段44號 TaipeiNo.44, Sec. 2, Zhongshan N. Rd., Zhongshan District, Taipei City 104, Taiwan (R.O.C.) ※臺北捷運中山站，中山地下街R9出口 Taipei MRT Zhongshan Station, Underground Mall Exit R9
台中分行 Taichung Branch	臺中臺中市西區臺灣大道二段416號 TaichungNo.416, Sec. 2, Taiwan Blvd., West Dist., Taichung City 403, Taiwan (R.O.C.) ※搭乘公車至科博館下車，步行約3分鐘 Take the bus to the National Museum of Natural Science and get off, then walk for about 3 minutes.
苓雅分行 Linya Branch	高雄高雄市前鎮區中山二路260號 KaohsiungNo.260, Jhongshan 2nd Rd., Qianzhen District, Kaohsiung City 806, Taiwan (R.O.C.) ※搭乘高雄捷運紅線至三多商圈站，步行約1分鐘 Take the Kaohsiung MRT Red Line to Sanduo Shopping District Station, then walk for about 3 minutes.

營業時間：週一至週五 09:00~15:30
Business hours: Monday to Friday, 09:00~15:30

與我們聯絡 Contact Us

24H電話客服：(02)2655-3355/0800-023-123
Tel：(02)2655-3355 / 0800-023-123
English Service Press 8
線上留言版：若您對我們有任何建議，煩請留下您寶貴的意見，我們將於您留言次日起1個工作天內儘速為您處理線上留言板
Please allow our Customer Services team 1 working days to review your message, and we will resolve your concerns as soon as we can. Leave a message

應備文件 Required documents

申辦項目	本人	配偶、未成年子女
開戶 Deposit Account	居留證正本 (居留期限>3個月) 及第二證件 (如護照) Your resident certificate and a second ID document (such as passport) 若您的居留原因為在臺工作，請提供在職證明或相關證明文件 If your reason for residence is to work in Taiwan, please provide your employment certificate, or relevant supporting documents. 請先閱讀外籍客戶開戶須知 Opening an Account as a Foreign Customer.	居留證正本及第二證件 (如護照) Your resident certificate and a second ID document (such as passport) 未成年人開戶需法定代理人證件及未成年人印章 Minors must present their legal guardian’s ID when opening an account and The seal of the minor account holder is required 經所屬國家公證親屬證明文件 A notarized document certifying the familial relationship, duly authenticated in the applicant’s country of origin.
信用卡 Credit Card	正卡申請資格：依中華民國相關法令規定之成年人 Eligibility for Primary Card Application: Adults as defined under the relevant laws and regulations of the Republic of China (R.O.C.) 居留證影本 Photocopy of residence permit. 國內財力證明文件影本：個人名下之薪資單 (最近3個月) 、薪資轉帳/活期存款存摺 (有帳號戶名之頁面及近三個月內頁明細) 、所得扣繳憑單/所得清單 (近一年) 或定期存款證明。 Domestic Photocopy of financial capacity : salary slip (in the past three months) , payroll transfer/demand deposit passbook (containing the pages with your account number, account activities in the past three months) , Tax Withholding Certificate/income statement (in the past year) or time deposit certificate. 國外財力證明文件影本：活期存款存摺 (有帳號戶名之頁面及近三個月內頁明細) 或定期存款證明，須符合以下要求： (1) 持本國有效就業金卡。 (2) 在台工作證明 (錄取通知函或公司開立在職證明) 。 (3) 銀行機構限制：限國內銀行的海外分行，或海外銀行在台設有子行或分行之金融機構。 Foreign Photocopy of financial capacity : demand deposit passbook(containing the pages with your account number, account activities in the past three months) or time deposit certificate, which must meet the following requirements : 1. Valid R.O.C. employment gold card. 2. proof of employment in Taiwan (Offer letter or company-provided employment certificate) . 3. Banking institution restrictions: Limited to overseas branches of domestic banks, or financial institutions that have subsidiaries or branches established in Taiwan by foreign banks. 附卡申請資格：年滿15歲且為正卡人之配偶、父母、子女、兄弟姊妹或配偶之父母 The Supplementary Card Applicant must be at least 15 years of age and must be the spouse, parent, child, sibling, or parent-in-law of the Primary Cardholder. 居留證影本 Photocopy of residence permit. 須提供親屬關係證明 Kinship documents required
開立信託帳戶/黃金帳戶 Trust Account/Gold Account	有效居留證或中華民國就業金卡及第二證件 (如護照) Your resident certificate or R.O.C Employment Gold Card, and a second ID document (such as passport)